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23.03.2021 / 10:15

Tax saving shouldn't be only reason to buy health policy: Ajay Shah

Mint finds out more on the scenario from Ajay Shah, director and head-retail sales, Care Health Insurance:What is the response of buyers when asked to avail of health cover?In India, most people buy health insurance not due to conscious motivation to cover their health, but as a basic input for financial planning or they end-up following someone in their family or social circle who have recently opted for a health cover.Also Read | Six wrong calls on post-covid economyAccording to Statista, a German company specializing in market and consumer data, health insurance penetration increased to around 35% in 2018.

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Why policyholders should check room rent limit while buying health insurance

health insurance policy, make sure that you understand how the room rent limit works as it may reduce your claim substantially. Ajay Shah, Head – Distribution, Care Health Insurance said it is crucial to comprehend how hospitals classify their rooms - based on facilities and services provided such as shared rooms, single private rooms, standard or deluxe rooms, and so on. The room rent type is specified in policy documents and will determine the type of room a policyholder is eligible for occupying at the time of hospitalisation.

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United States	Cases: 46 252 513 Deaths: 750 423 Recovered: 0
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