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Q: “My Idea of Self-Care Is Overspending.”

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Q: “Buying things has always felt like a form of self-care for me, but I always end up overspending. How can I feel that I’m taking care of myself without getting into debt?”This is tricky because, after a tough day, why wouldn’t you want to treat yourself to something nice?The most obvious approach — though I don’t want to oversimplify it — is to really think about how you can treat yourself without spending (too much) money.

For example, one of my clients enjoys taking luxurious baths as a form of self-care. She’ll light candles, relax, and fully indulge in the experience.

That’s her way of treating herself. Can you identify similar ways to treat yourself? Write down those ideas and, when you feel the urge to splurge, consult your list instead of turning to online shopping.

Be sure to keep the list in a prominent, highly visible place.[Read: Neurotypical Budgeting Tips Don’t Work for ADHD Brains.

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