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Factors to consider before purchasing a top-up health plan
Waiting duration: You must know that top-up plans are separate health plans and have a waiting period for several pre-existing diseases or illnesses during which you cannot make any claims. The waiting period differs for such health policies. Rakesh Goyal, director of Probus Insurance Broker, said, “Most top-up plans have a waiting period, preventing you from making any claims for medical costs for the first time.