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Banks go for stress test to assess the impact of COVID-19 on bad loans

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NEW DELHI : Banks have undertaken stress tests to assess the level of bad loans or non-performing assets (NPAs) caused due to economic slowdown triggered by the outbreak of COVID-19, people familiar with the matter said.

Since the quarter as well as the financial year has ended, it is prudent to undertake the stress test to have a better view of the financial health, banking sources said.It is part of the routine process and no formal communication from the RBI to banks is required in this regard, sources added.The exercise requires building and reporting worst-case scenarios on asset quality side and subsequent capital requirements, sources said, adding, it provides management and the regulator early warning about the financial.

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All regular health policies cover covid-19-related hospitalization
I am a senior citizen living in the US with my son. I travelled here in February and have a return ticket for July-end. If the travel restrictions are lifted, can I travel back to India with a travel insurance that can cover any covid-19-related eventuality? Will travel insurance also cover costs for quarantine in case I am quarantined on my return to the country? Are there any other insurance options I can choose?—Name withheld on requestTravel insurance is meant to cover short-term emergency care while travelling abroad.
Usa India hospital covid-19 travelers
COVID-19
United States
United States
Cases: 46 252 513
Deaths: 750 423
Recovered: 0
India
India
Cases: 34 321 025
Deaths: 459 652
Recovered: 0
Brazil
Brazil
Cases: 21 835 785
Deaths: 608 235
Recovered: 0
United Kingdom
United Kingdom
Cases: 9 215 683
Deaths: 141 607
Recovered: 0
Russia
Russia
Cases: 8 494 589
Deaths: 237 619
Recovered: 0
Detail statistic
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