As the number of coronavirus cases surge across country, health insurers like Star Health and Allied Insurance, ICICI Lombard, Bharti Axa Health, and Reliance General Insurance have rolled out covid-specific policies.
Digit insurance too offered a similar product under the insurance regulator’s Sandbox regulation, but has now opened it for retail.
Most of these policies are being offered at attractive premiums and are fixed-benefit products. The policies come with sum insured ranging between ₹25,000 and ₹1 lakh.
However, covid-19 claims received by insurers have gone as high as ₹7 lakh. If you plan to buy one such covid-specific health insurance policy, keep these things in mind. SUM INSURED If you do test positive for covid-19, the cost