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Employer’s policy is not adequate for health cover

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The IT company I work for provides health insurance. Should I additionally go for personal health insurance? If yes, which health insurance plan should I go for?

I am 26, unmarried and have no pre-existing disease. —Arun Brahma I recommend you buy an individual health insurance plan irrespective of employer-sponsored coverage.

Most employer-sponsored coverage can be inadequate in case of major surgery or critical illness. You should have coverage equal to your annual income with a minimum of ₹10 lakh.

It helps to buy a personal health insurance plan early, as you start accumulating a no-claim bonus, which enhances your sum assured free of cost.

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COVID-19
United States
United States
Cases: 46 252 513
Deaths: 750 423
Recovered: 0
India
India
Cases: 34 321 025
Deaths: 459 652
Recovered: 0
Brazil
Brazil
Cases: 21 835 785
Deaths: 608 235
Recovered: 0
United Kingdom
United Kingdom
Cases: 9 215 683
Deaths: 141 607
Recovered: 0
Russia
Russia
Cases: 8 494 589
Deaths: 237 619
Recovered: 0
Detail statistic
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Covid-19.rehab - the latest news concerning the spread of the SARS-CoV-2 coronavirus (formerly 2019-nCoV), as well as the infectious disease that it causes COVID-19, in separate countries and in the world as a whole. Current news on the topic of coronavirus SARS-CoV-2. Quarantine, pandemic 2020, epidemic: what is it, when will it come to end, precautions and how to protect yourself from this disease. The most honest news, no fakes! To keep up with the latest news, stay tuned for updates on the site! Every day we will collect news and statistics on coronavirus from around the world for you to be aware of this topic.

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