family health insurance plan. Buying the right health insurance plan can be a challenging task. Hence, before fulfilling this responsibility, you must consider a few points.
Here is your checklist: Whether the sum insured is adequate to cover your family Before buying health insurance for your family, make sure that the sum insured in the plan is adequate to meet the medical requirements of your entire family.
Consider the age of the family members, pre-existing ailments (if any), etc. If your parents are also part of your family health insurance, you may need a higher sum insured as the medical expenses increase with age. Check the premium amount Premium is the amount you need to pay to your insurer for keeping your policy active.