The financial strain of Covid-19 and Britain’s two lockdowns have left some readers facing the threat of bailiffs. Many have fallen behind on loan repayments and bills, and as a result, have had to face that dreaded knock on the door.
It is clear from those who have contacted me in recent weeks that most people’s fears are fuelled by not knowing their rights and from information gleaned from television documentaries.
So what is the truth, and what are your rights if you find yourself in this unwelcome position? There are effectively three types of bailiff Those who carry out property evictions Those who collect local authority debts Child maintenance and court fines Those who collect all other types of debt Different rules apply to each