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Covid-19 not the only battle for HDFC Bank, CEO Aditya Puri’s successor is key

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₹90,296 crore of the bank’s loan book is under moratorium.Analysts believe the bulk of the moratorium has been in the retail loan portfolio.

The management said that 98% of these accounts have gotten their salary credits indicating that borrowers availed of moratorium more as caution rather than inability to pay.

That said, a surge in bad loans once the moratorium period concludes in August, cannot be ruled out. The lender has beefed up provisions anticipating such risks.

It has a contingency provision of ₹4,000 crore and a floating provision of ₹1,450 crore which should offer protection.A key overhang on its stock is the issue of succession.

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COVID-19
United States
United States
Cases: 46 252 513
Deaths: 750 423
Recovered: 0
India
India
Cases: 34 321 025
Deaths: 459 652
Recovered: 0
Brazil
Brazil
Cases: 21 835 785
Deaths: 608 235
Recovered: 0
United Kingdom
United Kingdom
Cases: 9 215 683
Deaths: 141 607
Recovered: 0
Russia
Russia
Cases: 8 494 589
Deaths: 237 619
Recovered: 0
Detail statistic
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