‘It makes no sense’: Toronto woman with no debt calls out credit score swing, credit report errors Monaghan’s story isn’t unique.
Once credit bureaus are notified of someone’s passing, they place a death notice on their credit reports, a measure that helps prevent identity theft.
But mistaken death reports do happen from time to time.Monaghan, though, says it took her nearly two years from when she became aware of the error to be formally resuscitated in full.
And during that time, she says she had to live with a TransUnion credit score of zero.Getting the mistake corrected, she says, has been ” a roller coaster ride” that left her “feeling insecure about financial stability.”Many consumers know to check their credit reports regularly.