PED are not exclusionsHowever, there is a common misconception among people that if they have a pre-existing condition, like diabetes or hypertension, they may not be eligible for a health insurance policy for a specific period.
Some of them think that even if they manage to get a policy from a good insurer, the extent of coverage may not be sufficient in case of hospitalisation.
Especially if the reason is linked to their pre-existing condition.For this very reason, many do not buy health insurance while others hide pre-existing diseases while buying a policy. "A failure to disclose the true state of health while buying a policy may lead to complications while making a claim, or even outright rejection of the claim," said Amit Chhabra,.