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Pick sub-limits wisely as they can alter your health policy coverage
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health insurance policy is sub-limits. Sub-limits lower the insurance premium, but on the flip side they can affect your policy coverage.
In this piece, we take a look at sub-limits and how different types can affect your policy coverage.A sub-limit is a monetary cap that your insurance company puts on the expenses of some medical procedures.
It comes as a predetermined limit on the total claim amount, which restricts the insured from applying for a complete claim amount against the health plan.
This, in turn, lowers the claim amount.For instance, sub-limits can be placed on doctor’s consultation fees, ambulance fees, hospital room rents, etc.
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