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Beware of ‘out of pocket’ expenses in health policies

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What are out of pocket expenses?Out of pocket expenses are costs associated with an illness that you pay from your own pocket.

They are not covered by your health insurance policy. For instance, money spent on consumables (such as medicines and PPE kits), deductibles (amount you must pay before the policy kicks in), co-payments (expenses that you must pay alongside the insurer), and sub-limits (such as insurance caps on room rent).

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