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Should NRIs opt to buy health policies in India?

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Tax benefitsWhen it comes to claiming tax benefits, an NRI can do so if he/she is a taxpayer in India. An individual (resident or non-resident) can claim a deduction of up to ₹25,000 for premiums paid for health insurance for self, spouse and dependent children, including up to ₹5,000 for preventive health check-ups, under Section 80D of the Income Tax Act.

However, if the individual is a senior citizen (above 60 years of age), then he/she can claim a deduction of up to ₹50,000 for premiums paid for health insurance for self, spouse and dependent children.Should you buy?The duration of stay is one of the important factors you will have to consider. “If you are planning to stay overseas for a shorter duration, around three-four years, then.

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