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A health insurance checklist. Make sure to ask these things while buying policy

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India’s hunt for the new Vision 2020Here are the things that you need to check:The requirement:The first thing that you need to analyze is your biggest requirement while getting a policy.

The essential requirements for health insurance might vary from person to person. For example, for you, the biggest requirement might be some pre-existing illness.

So while getting a policy, check whether it covers that disease and what are the policy terms for pre-existing illnesses.The coverage amount:As per the rule of thumb, one's health insurance cover should be six times his or her monthly salary.

That is if your salary is ₹50,000, then your health cover should be ₹3 lakh.However, the coverage amount should be as per one's need.

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