Also Read | The great financial crunch: How the pandemic sank Indian statesRakesh Goyal, director, Probus Insurance, said, “In regard to the underwriting process, one-time health check-ups can be offered, or some discounted health check-up coupons can be given.
This will help policyholders gain access to quality health check-ups and track their health status. In future, the insurer can offer discounts to policyholder up to the age of 45 years and can waive the waiting period."Nevertheless, it’s too early to say that there will be a discount on normal premium for those who get vaccinated. “Our view is for the people with co-morbidities, who are normally applied loading or co-pay for severe co-morbidity conditions such as thyroid,.