insurance cover to fight the rising incidences of natural calamities."We need to create a pandemic pool to help individuals and businesses affected by the pandemic to tide over the crisis which sees no end in sight as vaccine is still months away, leave alone a drug to cure the deadly virus."Such a pool can pay home loan EMIs to individuals who have lost their jobs due to the lockdowns and can cover the standing charges of companies with which they can pay their dues/or their employees the salaries," Tapan Singhel, the managing director and chief executive officer of Bajaj Allianz General Insurance told PTI.Sectoral watchdog Irdai had recently constituted a working group to study the possibility of creating a pandemic risk pool which can be.