Covid-19 policies can be bought as a supplemental coverage, but are not a substitute for regular health insurance Many insurers are now offering a low-cost covid-19 insurance.
Is it a health insurance policy? If I don’t have a health insurance policy, would it make sense for me to buy such a policy? —P Suresh Given the covid-19 pandemic and its associated hospitalization expenses, many insurers have launched covid-19-specific policies.
Some of these policies are fixed-benefit plans that offer a lump sum benefit if you are diagnosed with covid. The typical rate for such a policy is about ₹2,000 plus taxes for a ₹2 lakh sum assured.