New rules have just been confirmed for anyone taking a break form their mortgage or thinking they might need to as a result of the coronavirus pandemic.
Three month payment holidays were already a right, but these were set to run out soon - despite millions of people still being on furlough.
Now, borrowers who are taking a three-month mortgage payment holiday can extend it for another three months, or start making reduced payments, the Financial Conduct Authority (FCA) confirmed.
Repossession will also be banned until October 31 under the plans while people yet to apply for a payment holiday have until October 31 to do so.