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Struggling merchants, insurers battle over pandemic coverage

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A business posts a sign alerting its customers that it is closed in Coolidge Corner in Brookline, MA during the COVID-19 pandemic. (Photo by Lane Turner/The Boston Globe via Getty Images) Restaurants, bars and other merchants struggling to stay afloat during the coronavirus pandemic are desperately reaching out for a lifeline from insurers that in turn contend they are being miscast as potential saviors.Shutdowns and crowd restrictions imposed by state and local governments to limit the spread of the virus have resulted in more than $1 trillion in estimated losses so far for thousands of rapidly sinking small businesses.That has prompted a flood of claims under business interruption insurance policies that have been almost universally.

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