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The pandemic housing craze is fuelling another boom: reverse mortgages

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Pensionize Your Nest Egg.While ballooning home prices potentially unlock additional home equity for homeowners, they can lock young people out of the housing market, according to Macqueen.“What stops people, mostly, is the lack of the down payment,” she says.In Toronto, for example, a dual-earner couple with a combined annual income of $200,000 may well be able to comfortably afford mortgage payments on an average-priced home.

The real hurdle is saving to put enough money down, Macqueen adds.Data from the Toronto Regional Real Estate Board show the average price of a detached home in the Greater Toronto Area was $1.17 million in December, up nearly 23 per cent from a year ago, and requiring more than $230,000 in cash for a 20 per cent down.

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COVID-19
United States
United States
Cases: 46 252 513
Deaths: 750 423
Recovered: 0
India
India
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Deaths: 459 652
Recovered: 0
Brazil
Brazil
Cases: 21 835 785
Deaths: 608 235
Recovered: 0
United Kingdom
United Kingdom
Cases: 9 215 683
Deaths: 141 607
Recovered: 0
Russia
Russia
Cases: 8 494 589
Deaths: 237 619
Recovered: 0
Detail statistic
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