Comparison between FinMin’s loan sanction data and RBI’s credit flow data shows divergence of over ₹4 trillion Even as the government’s stimulus leans heavily on credit flow to revive the economy, borrowers do not seem to be in a mood for more loans at the moment, bankers and experts said.

While banks have been sanctioning loans, customers are not utilizing their limits, awaiting the lifting of the lockdown and the restarting of economic activities, they said.

Comparison between the loan sanction data from the finance ministry and credit flow data from the Reserve Bank of India (RBI) points to a divergence of more than ₹4 trillion.

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