Delhi-based Sameer Ginwala, a captain in a private airline, first went for a financial plan when he was in his early 30s, but his “comfort with risk" has only evolved about three years later.
Typically, it is in the 20s and 30s age bands that individuals are encouraged to invest most of their savings in equities, especially for long-term goals.For Sameer, 36, who was a conservative investor before he got into the plan in 2017 with only bank deposits as savings, the journey has been gradual but now he feels fairly confident about investing aggressively in equities.