health insurance policy can safeguard one from financial burden during the time of an emergency due to life-threatening diseases.
A Critical Illness Insurance Policy often covers chronic diseases like cancer, kidney failure, paralysis, organ transplant, heart attack, renal failure, stroke, etc.
This Critical Illness Policy provides a lump sum coverage amount that includes extraordinary medical expenses for those critical illnesses that are covered under the insurance policy.
However, it is important to keep in mind that the list of covered illnesses varies from one plan to another and to check that the specific critical illness is covered under the policy.