I am 35 years old and thinking of buying health insurance. I want to know if I get hospitalized for suspected covid-19 and later test negative, will the policy cover hospitalization cost?—Name withheld on requestStandard health plans cover the cost of hospitalization for treatment and exclude the cost of hospitalization for diagnostics.
So, if you are infected with the virus and incur medical expenses on treatment, then the policy would cover the expenses. In case you are tested negative, you would not have undergone any treatment.