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Delayed Gratification Is the Most Critical Money Skill Your Child Can Learn

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Delayed gratification — the ability to resist an immediate reward in favor of a more valuable one later — is the most important skill you can teach your child to set the stage for their financial wellness.Waiting sounds basic, but it’s far from simple to practice.

As a Certified Financial Planner®, I know that many people spend their entire lives struggling to wait — a habit that is at the root of all kinds of financial problems, from impulsive spending and overblown budgets to reaching retirement age with few or no savings.I am not perfect.

Delaying gratification has not come easy for me because of my ADHD, a condition marked by impulsivity and dopamine-seeking. Still, I have slowly but surely gotten better at waiting.

As ADHD and financial problems are linked1, it’s safe to assume that children with ADHD may benefit from practicing the essential skill of waiting.

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December is here with the darkest days of the year but also twinkling holiday lights, cozy decorations and friends and families coming together.It’s a time for preparations. And time for reflection on the year we’ve had.And to help you throughout this varied month I’d like to share 101 of the most inspirational, positive and funny short December quotes.I hope you’ll find something here to help you make this a wonderful end to your year.“In the depth of winter, I finally learned that there was in me an invincible summer.” – Albert Camus“December has the clarity, the simplicity, and the silence you need for the best fresh start of your life.” – Vivian Swift“December, being the last month of the year, cannot help but make us think of what is to come.” – Fennel Hudson“The magic of December lies in its ability to bring people together.” – Richard Paul Evans“No winter lasts forever; no spring skips its turn.” – Hal Borland“Winter is not a season, it’s a celebration.” – Anamika Mishra“Let us love winter, for it is the spring of genius.” – Pietro Aretino“Wisdom comes with winters.” – Oscar Wilde“Cheers to a new year and another chance for us to get it right.” – Oprah Winfrey“To appreciate the beauty of a snowflake it is necessary to stand out in the cold.” – Aristotle“December dances with snowflakes.” – Beatrix Potter“Winter forms our character and brings out our best.” – Tom Allen“In seed time learn, in harvest teach, in winter enjoy.” – William Blake“If winter comes, can spring be far behind?” – Percy Bysshe Shelley“Winter is a season of recovery and preparation.” – Paul Theroux“Every winter has its spring.” – H.
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