hospital covid-19

Insurance companies to offer standard covid-19 health policies from 10 July

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here.Insurers will have to offer the indemnity policy starting 10 July and the regulator has suggested offering the benefit-based policy around the same time as well.

While many insurers currently don’t pay for the cost of personal protective equipments (PPEs) and other hygiene-related consumables, which form a chunk of the hospital bills, the regulator-mandated covid-19 indemnity policy will have to pay for PPEs, gloves, masks and other similar expenses.Also, there are no sub-limits on room rent, which is a plus.

Capping of room rent usually results in increased out-of-pocket expenditure. It also has a bearing on other associated costs such as nursing and doctors’ fees.Product featuresThe minimum entry age for both the policies shall be 18.

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