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SBI hikes risk premium on floating rate home loans, effective rates go up

covid-19 2020 information
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The country's largest lender SBI has increased the risk-premium it charges on home loan rates that are linked to repo rate, making the effective rates higher.

The revision by SBI comes just a month after it had reduced home loan rates by 75 basis points. For home loans up to ₹30 lakh, the effective rate, which is EBR (external benchmark rate) plus spread, now stands at 7.40% as against 7.20% on April 1, 2020.

The new rates came into effect from May 1, as per information available on its website. The EBR remains unchanged at 7.05%. Here are 5 things to know about the latest change: 1) For SBI home loans above 30 lakh and up to ₹75 lakh, effective interest rate has been increased to 7.65% from earlier rate of 7.45%.

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COVID-19
United States
United States
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Deaths: 750 423
Recovered: 0
India
India
Cases: 34 321 025
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Recovered: 0
Brazil
Brazil
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Deaths: 608 235
Recovered: 0
United Kingdom
United Kingdom
Cases: 9 215 683
Deaths: 141 607
Recovered: 0
Russia
Russia
Cases: 8 494 589
Deaths: 237 619
Recovered: 0
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