BENGALURU : Several startups have seen massive disruptions across their core businesses, with revenue lines dropping as much as 90% after the covid-19 pandemic struck in March.However, the coronavirus crisis also caused many startups to go back to the drawing board and look at new business segments.Gurugram-based payments firm MobiKwik tapped on the tailwinds around digital payments and insurance to soften the impact of covid-19 on revenue.“In-store payments have gone up because card or cash is something consumers don’t want to use anymore.