covid-19 and are now looking to buy a health insurance policy, you may not be able to do so immediately. Moreover, even if you are vaccinated, you might have to wait for two weeks to three months to buy a health insurance policy.Many health insurers such as ManipalCigna, Max Bupa, HDFC ERGO and ICICI Lombard have introduced a ‘cooling-off’ or waiting period to buy a health plan for people who suffered from covid-19.The cooling-off period is a time during which a person affected by a certain disease may not be able to buy health cover.
This may vary from a few days to a few months.Industry experts say in the case of covid-19, the cooling-off period is being applied for various reasons.