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Does your health insurance cover black, white fungus disease?

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₹1.5 lakh under health insurance schemes like the Pradhan Mantri Jan Arogya Yojana and Mahatma Jyotirao Phule Jan Arogya Yojana.

The Rajasthan government has announced the Chiranjeevi Yojana Insurance Scheme to cap admission and treatment costs at private hospitals for those suffering from the disease."Besides, if you are covered under the employer’s group insurance or have a super top-up plan, the policy will cover fungal diseases.However, coronavirus-specific policies might not cover these diseases.“Though mucormycosis is found to be caused by the heavy dosage of steroids to cure covid patients, unfortunately, covid-specific policies don’t cover the treatment of mucormycosis, as there is still a grey area whether the diseases will be.

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