I need a personal loan but I want to take a loan from the bank as they provide loan at minimal rates.
However, banks are denying granting me a loan as currently, my credit score is low but it will improve once I repay my EMIs by September.
Should I wait or take it from NBFCs?-Name withheld as requestedIt is, of course, nearly not as bad as last year, where most borrowers struggled to get a loan for several months.