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HDFC Bank, IndusInd Bank reflect uneven recovery post covid

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Also Read | The race to take fashion retail onlineIn contrast, IndusInd Bank Ltd reported a stagnant loan book with no growth year-on-year.

Analysts expect loan growth to remain muted in FY21 given the adverse economic conditions and caution from the management. Unlike its big peer HDFC Bank, IndusInd Bank seems to closely reflect the industry trend in growth.

The bank reported a flat loan book year-on-year. To be sure, sequentially loan book expanded by 3.2% which points to steady improvement post pandemic.Needless to say, HDFC Bank continues to enjoy a premium valuation compared with its peers.

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