My 24-year-old daughter is covered under my family floater policy. In a month, she’ll be married. Is it possible for her to keep the coverage and receive all of the benefits accumulated over the last 12 years? -Name withheld on request Health insurance policies generally provide cover only for dependent children up to a fixed age.
Since your daughter is getting married and if she is no longer financially dependent on you, it is suggested that post-marriage, she purchase a separate policy in her individual capacity or under a floater policy along with her husband.
Continuity benefits, if any, can be transferred from your daughter’s current policy to any new policies she may take post her marriage. I recently got a health insurance policy with an amount insured of ₹3 lakh, and just a few days ago, I was diagnosed with a 7 cm kidney stone and was advised to undergo a Lithotripsy procedure (surgery for removing stone).
Can I make a claim for my medical costs under my new health insurance policy? -Name withheld on request Health insurance policies generally come with a waiting period during which claims for illness/disease will not be paid.