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How to get a wellness discount on health insurance

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health benefits, they also get rewarded for their efforts: they don’t need to pay to renew their health insurance. Chetan and his wife recently got a 100% return of premium on their family floater health policy.

And it was not much of an effort either. All they did was complete 10,000 steps a day for over 300 days in a year. Launched in 2021, Aditya Birla’s Activ Health Platinum Enhanced Program waives the entire premium at the time of renewal if you maintain your fitness.

Chetan is among those 1,000 policyholders, who have got their full premium back against their health score. A total of 10.87 lakh members have generated their well-being score under this policy, says Mayank Bathwal, chief executive officer at Aditya Birla Health Insurance. “I bought the family floater policy at a premium of ₹14,600.

My wife and I crossed the number of active days that the company required for us to get eligible for 100% discount. The company’s app would showcase how many points we have collected so far.

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