Moratorium: A temporary stopping of an activity, especially by official agreementInterest moratorium: Temporary pause of interest payments duePandemonium: A state of great noise and confusionPolicies: A plan of action agreed or chosen by a governmentPandemic: A disease that spreads over a whole country or the whole worldThe topic of interest calculation and its levy, which is a commercial function and the very basis of existence of lending entities, has evoked much interest in the past many months.