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SBI launches special FD scheme for senior citizens

India 2020 pandemic Coronavirus
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State Bank of India (SBI) has launched a special fixed deposit (FD) scheme for senior citizens called ‘SBI Wecare Deposit’.

This has been introduced in the retail term deposit segment to safeguard the interests of senior citizens in the current falling rate regime in the time of coronavirus pandemic.

SBI says under this new scheme, an additional 30 basis points (bps) premium will be payable for senior citizen’s retail term deposits with “5 Years & above" tenor only.

The ‘SBI Wecare Deposit’ scheme would be in effect upto 30 September 2020. Thus, the effective rate of interest for retail term deposits of senior citizens will be: Currently, SBI offers interest rate between 4% to 6.20% on FDs maturing in 7 days to 10 years.

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