insurance. Rough estimates suggest a fixed medical treatment cost of ₹2-4 lakh annually that involves therapies and food supplements.
Hardly any policy provides coverage in case the child gets hospitalized. However, some insurance companies and start-ups are stepping up to fill the gap.
Mom’s Belief, a mental healthcare and wellness provider, has come out with a comprehensive insurance policy—Aadvik Child Comprehensive Care Program—for children with special needs in association with Care Health Insurance, which is the underwriter of the policy.
The Aadvik policy comes with both, the in-patient department (IPD) and out-patient department (OPD) coverage. There are four options to choose from.