India Health Gap reports India

Health insurance claims surge over 3.5 times in 2021: Study

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₹69,259 and ₹68,919 respectively. The average overall claim size for women in 2021 was ₹51,692, while the same for men stood at ₹66,636, a gap of 29% between the two sexes.

For Covid-19 claims, the same gap was at 32%. Telangana, Maharashtra, Karnataka, Gujarat, and Tamil Nadu reported the highest* overall claim size in 2021.

Policyholders between the age group 25-35 and 36-45 reported the highest number of claims in 2021. A similar trend was seen in 2020 as well.

In 2020, Covid-19 accounted for about 69% of Digit’s overall health claims and in 2021, the same stood at 54%. During this period, Digit’s health portfolio grew by 218%.

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