Can I (I) India Nepal recommendations consequences Health Can I (I) India Nepal

Most health insurance policies restrict cover to Indian territory

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My mother-in-law is a Nepalese citizen living with us in India and stays at home. She has an Indian permanent account number (PAN).

Can I buy health insurance for her from an Indian insurer?—GyanendraYes, health insurance can be bought for your mother-in-law from an Indian insurer.

The nationality of an individual is of limited consequence to the insurer to underwrite a health policy. However, most plans restrict coverage to Indian territory only, and the claim will be paid in Indian rupees only.I will turn 35 in August.

I earn ₹20 lakh a year and have three dependants—my wife and my parents. I want to buy a life insurance policy. How should I zero in on the right one?—Suresh KumarAmong various life insurance plans, your priority should be.

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