To make banking more convenient and meaningful, some financial technology companies are launching neo-banks. These startups are partnering with traditional banks and offering better solutions by using novel methods such as using artificial intelligence (AI) to analyze monthly spends.

In India, the initial neo-banks that were launched targeted business customers. These included Open by Open Financial Technologies or RazorpayX.

Now, some fintech entities are launching them in the retail segment. Globally, neo banks offer 100% digital banking services.

Since the Reserve Bank of India (RBI) tightly regulates banking licenses in India, neo-banks are offering services built on the offerings of a traditional bank. How are they different? Neo

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COVID-19

United States	Cases: 46 252 513 Deaths: 750 423 Recovered: 0
India	Cases: 34 321 025 Deaths: 459 652 Recovered: 0
Brazil	Cases: 21 835 785 Deaths: 608 235 Recovered: 0
United Kingdom	Cases: 9 215 683 Deaths: 141 607 Recovered: 0
Russia	Cases: 8 494 589 Deaths: 237 619 Recovered: 0

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Should you open an account with a neo-bank?

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