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What are indemnity based health insurance policies?

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health insurance plan is one of the strongest shields that one can have against unplanned medical expenses. The most commonly bought health insurance plans are indemnity-based health insurance plans and are also commonly known as mediclaim policy.Indemnity-based health insurance policies generally pay for the actual hospitalization expenses incurred during the treatment up to the policy sum insured limit.

It means that the insurer will pay you the treatment cost within the sum insured limit as offered under the policy. The indemnity health policy can be a regular or comprehensive health insurance policy for individuals, family and senior citizens.Extensive coverageAs the name suggests, these plans function on the principle of indemnity i.e..

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COVID-19
United States
United States
Cases: 46 252 513
Deaths: 750 423
Recovered: 0
India
India
Cases: 34 321 025
Deaths: 459 652
Recovered: 0
Brazil
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Cases: 21 835 785
Deaths: 608 235
Recovered: 0
United Kingdom
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Deaths: 141 607
Recovered: 0
Russia
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Deaths: 237 619
Recovered: 0
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