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When he lost his income amid COVID-19, Spring Financial gave him a loan but no cash upfront
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When Aaron Bryan lost his job at the beginning of February, he figured he could draw on his experience renovating homes to make a living as a general contractor.
By early March, however, as the coronavirus pandemic was starting to hit Canada, Bryan says all his business dried up overnight.
That’s when he says he went into “crisis mode” and called Fresh Start Finance, which was advertising personal loans of up to $15,000 on social media.
But instead of borrowing $15,000, Bryan ended up with a loan that demands regular payments but provides no cash upfront. The agreement stipulates he would have to pay nearly $4,400 over three years and get just $1,750 back at the end of the loan period.
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COVID-19
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