Taking a payment holiday as a result of coronavirus could hurt your chances of getting a mortgage, Martin Lewis has said. Despite promises that people taking holidays would have no fallout on credit scores, the consumer expert has discovered there are other ways it could hurt your application. "Mortgage payment holidays may hurt applications via the back door," Martin Lewis explained on tonight's ITV Money Show.

That's because even though it's no on your credit report, some new lenders can spot it through affordability checks. "So there is a possibility it will hurt future applications," Martin said.

But that doesn't mean you shouldn't take one if you need one. "If you need one for the cash flow, do it. As taking a payment holiday is a lot

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Russia	Cases: 8 494 589 Deaths: 237 619 Recovered: 0

Martin Lewis explains how taking a payment holiday can be held against you

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