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What is the survival period in a critical illness health cover?

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health insurance plan covers the insured against critical diseases such as heart attack, cancer, etc. These plans help you provide a lump sum up to the sum insured limit to cover the exorbitant medical expenses for such critical diseases.

However, getting the lump sum paid by the insurer is not an easy deal. You might not claim the lump sum amount under the policy unless you survive for a certain period after being diagnosed with a critical illness.

Therefore, survival period is an essential aspect of a critical illness plan. Importance of the survival period: Health insurance, especially critical illness plans, don’t provide you with death benefit coverage.

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