health insurance policies may not always be sufficient to suit your needs. You can purchase a suitable health insurance rider cover to improve the coverage and features of your existing health insurance policy without having to buy a completely new health policy.
A rider is a type of add-on that provides you with additional benefits by paying an additional cost. Critical illness coverage, hospital cash benefits, and other riders are some of the familiar riders that you can buy with your health insurance policies.
However, many riders are specific and may come up with a particular policy or insurer, and they may not be available with all health policies.
This piece looks at several riders you can buy along with your health insurance policy. Critical Illness rider: While a comprehensive health insurance policy helps get coverage for critical illness treatments, the basic health policy comes with some sub-limits.