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You can transfer small amounts through netbanking without adding a beneficiary
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Digital transactions have been on the rise ever since the lockdown as people are avoiding touching certain surfaces, including currency notes, for fear of being infected with covid-19 or novel coronavirus.
A lot of people now prefer apps such as Google Pay or Paytm for making quick transfers instead of going for netbanking. But you can do small, quick money transfers even through netbanking, using some banks’ quick transfer facility, without going through the trouble of adding the details of the beneficiary or enduring a waiting or cooling off period.
In July 2018, the State Bank of India (SBI) introduced a “Quick Transfer" service, which allows customers to transfer money without adding a beneficiary, which is required if you are using
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