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Q: “Will I Ever Recover from Past Financial Ruin?”

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Q: “I’m in my mid-30s. I owe taxes. I can barely pay back my loans. I have no retirement savings. I’m living paycheck to paycheck.

How can I get my financial life in order and start to build a plan so that someday I may buy a house and have enough money to retire?”After setting aside money for your needs (rent, groceries, etc.) make paying taxes your priority.

Don’t ignore the IRS’ notices or delay any further, as penalty charges and interest add up quickly. Contact the IRS to discuss your options, including a potential payment plan.

A payment plan will not remove any penalty and interest charges, but it will provide structure and a path forward to paying your tax debt. (Can’t call right away?

Read more on additudemag.com
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